How to Earn Revolut RevPoints: Complete Guide

One of the main ways to collect RevPoints is to make eligible purchases using a supported Revolut card. Depending on your market, you may also be able to collect additional points through selected travel bookings, Revolut Shops, Revolut Pay or a Points Pocket.

Some features allow you to acquire RevPoints by spending your own money. This distinction matters: purchasing points through Spare Change is not the same as receiving points through ordinary eligible card spending.

Before calculating your potential points, check whether the payment is eligible under your country’s RevPoints terms. Revolut excludes various types of transactions, so the total amount spent from your account is not necessarily the same as the amount that earns points.

Regular rates for Standard, Plus, Premium, Metal and Ultra are not universal. In some markets, eligible credit card spending can also have a different rate from debit card spending.

A simplified calculation divides eligible spending by the amount required to earn a point, with adjustments where the published rate uses a different number of points. Actual awards may differ because of transaction-level rounding, exclusions and other programme rules.

In the Revolut app, eligible customers can explore available Shops offers and follow the purchase instructions for a specific merchant. Some offers apply online, while others may be available in participating physical stores.

Offer conditions are important. Depending on the promotion, you may need to activate an offer, start the purchase through the correct route, use a supported payment method or complete the transaction within a specified period.

Do not assume that simply buying from a merchant listed in Revolut Shops automatically qualifies for an additional reward. Check the offer requirements before purchasing.

These services can include eligible accommodation reservations and selected activities booked through the Revolut app. The applicable offer determines whether RevPoints are earned, the potential earning rate and any booking restrictions.

Before making a booking, compare the total price and terms with other available options. A larger number of points should not be considered a saving unless the overall booking still makes sense for you.

Cancellation, refund or booking modification rules may affect the points associated with a qualifying reservation. Always check the relevant Stays or Experiences terms.

When an eligible Revolut Pay promotion is available, the checkout process may provide information about the points that can be earned. The offer may be separate from your normal card spending rate.

Revolut Pay earning opportunities are not necessarily available with every merchant or in every country. Check the applicable terms before assuming that a checkout qualifies.

A Points Pocket is a dedicated type of Pocket within a Revolut account. Revolut describes it as a sub-account rather than a separate bank account or deposit.

To qualify, the customer must meet the applicable balance threshold. Revolut indicates the relevant minimum balances and potential points within the app, where the feature is available.

If the balance falls below a threshold, the rate of earning may decrease or earning may stop. A Points Pocket is therefore different from earning RevPoints through everyday purchases.

For example, Revolut explains that a purchase costing £2.46 may have a spare change amount of £0.54. Where the feature is enabled, that amount can be used to purchase RevPoints.

Some markets also allow spare change multipliers or separate points purchases. The money involved belongs to the customer, so purchased points should not be described as free rewards from spending.

Revolut’s UK guidance states that RevPoints purchased through Spare Change are non-refundable. Always review the relevant terms before activating a conversion feature or increasing its multiplier.

Official Revolut help pages identify exclusions that may include money transfers, wallet top-ups, cryptocurrency purchases, brokerage activity, certain financial and insurance services, and other cash-like transactions.

Additional excluded categories can include taxes, fines, penalties, gambling or betting, utility providers, charities, political or religious organisations, educational institutions and certain specialised business services.

Transactions conducted through Revolut Pro accounts are also excluded under the personal RevPoints earning rules described in the official guidance consulted for this article.

The United Kingdom uses GBP-based regular rates, while countries such as Germany and France publish rates in euros. Ireland and Spain also have published debit and eligible credit card earning-rate distinctions.

Even where two countries have similar regular rates, other aspects of the programme may differ. These can include supported cards, promotional opportunities, redemption options and particular conditions.

Always select the country associated with your Revolut account when using our calculator. The page language alone does not determine which country’s RevPoints rules apply.

Revolut’s UK help guidance states that regular eligible card payments are normally reflected promptly, while some Shops rewards may take longer. The applicable offer or transaction conditions may affect when points are credited.

Additional terms can apply to particular types of points or promotions. Check the conditions associated with your points in the Revolut app rather than assuming that all points have identical expiry arrangements.

RevPoints cannot simply be exchanged directly for cash. The benefits available when redeeming them depend on the programme’s supported rewards and the relevant redemption terms.